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When to Hire a Property Manager vs. Do It Yourself: The Numbers Behind the Decision
You bought the rental property. Now the question is: who is actually going to run it? A lot of Indianapolis investors default to managing it themselves because it feels like the cheaper option. And sometimes it is. But sometimes it quietly costs you more than you think. Let's break down the real numbers so you can make the right call for your situation. What a Property Manager Actually Costs in Indianapolis Most property management companies in Indianapolis charge somewhere b
Markus Shobe
3 min read


How to Create a Cash Flow Forecast in Excel (No Finance Background Needed)
Here is something that happens to a lot of people running a small business or side hustle. They are making money. Things look fine. And then out of nowhere an unexpected bill shows up and suddenly there is nothing left in the account. This is not usually a profit problem. It is a timing problem. Money did not come in at the right time to cover money going out. And the frustrating thing is that it is almost always avoidable if you can see it coming. That is exactly what a cash
Markus Shobe
5 min read


Conditional vs. Unconditional Pledges: What Every Indianapolis Nonprofit Needs to Know
If someone walks up to you at a fundraising event and says, "I'll give your organization $10,000 next year," that sounds like great news. And it is! But before you record that promise in your books, you need to ask one important question: is there a catch? That question is at the heart of the difference between conditional and unconditional pledges, and getting it right matters a lot for your nonprofit's financial statements. So What Is a Pledge, Anyway? A pledge (sometimes c
Markus Shobe
4 min read


Why Your Real Estate Business Will Fail Without a 13 Week Cash Flow Projection
Most real estate investors think they have a handle on their finances. They check their bank balance, track their deals, and assume everything is under control. Then one day, they cannot make payroll. Or they miss a crucial property payment. Or they have to turn down a perfect investment opportunity because they do not have the cash ready. The problem is not that they are bad at real estate. The problem is they are flying blind financially. They need a 13 week rolling cash fl
Markus Shobe
5 min read
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